Welcome to the Awards program
Earn and redeem points with Australia's largest credit card rewards program based on the number of cardholders.1
Not yet an Awards credit cardholder?
Choose from our range of Awards cards and earn points on your everyday card purchases.
Earn points on your everyday credit card purchases
Earn points on your everyday credit card spend with no expiry on points. The number of points you earn per $1 spent will depend on your Awards card.
Shop our bonus partners
Earn Bonus Points for every $1 spent with our bonus partners and enjoy no cap on the amount of Bonus Points you can earn.
Bonus Points eShop
Earn up to 10 Bonus Points per $1 spent at over 300 online stores you already know and love.
Pay with points at Myer or Flight Centre
Don’t have enough points? Use the points you have and pay the rest with your Awards card.
A great way to treat yourself
Simply present your CommBank Awards card in-store and ask to pay with points or go to myer.com.au and select to pay with CommBank Awards points at checkout.
Turn your points into travel
Redeem points for flights, holiday packages and more. Simply present your CommBank Awards card in-store and ask to pay with points or go to flightcentre.com.au and select to pay with CommBank Awards points at checkout.
Check and Redeem your points
Whether it's banking, Gift Cards, travel offers or exclusive shopping deals, checking and redeeming your Awards points is easy.
Just remember to log on first via NetBank or the CommBank app.
Cash Back
Top up your funds by redeeming your Awards points for cash, credited straight into your active credit card account.
Gift Cards
Redeem your points for a range of Gift Cards across your favourite stores and experiences, including groceries or petrol, and more.4
Travel
You have the flexibility to redeem your points for travel at Flight Centre or across a wide range of frequent traveller programs, including Velocity, Qantas Frequent Flyer and more.5
Shopping
Browse the Awards eShop and redeem your points for a range of products including the latest electronics, appliances, homewares, beauty plus more. Log on to the Awards site via NetBank for full terms and conditions.
Charities
Things you should know:
*Points are earned on eligible transactions (most purchases, but not for example cash advances, BPAY transactions, payments to the Australian Taxation Office unless made using a Business Awards card, or balance transfers) and are subject to points capping - refer to the CommBank Awards Program Terms and conditions.
1 Source: DBM Consultants, customers 18+ with a rewards/loyalty card in the 12 months to March 2023.
2 Pay with points available in-store or online at myer.com.au When shopping in-store ask a Myer team member to check the redeemable value of your points. When shopping online select pay with CommBank Awards and your available value of points will be displayed. For both in-store and online you can use Points plus Pay if you do not have enough points to complete the purchase. Some exclusions apply, including using points to pay Myer card accounts, purchase of Coles Group & Myer Gift Cards, lay-by, purchases at some food and service outlets; and Miele appliances. More information is available at myer.com.au Points cannot be redeemed for cash. Log on to the Awards site via NetBank for full terms and conditions. Redemption of Awards points using your credit card via Apple Pay is unavailable in-store or online at Myer.
3 All travel products and offers from Flight Centre Travel Group are subject to availability and can only be booked by the general public. The redemption of Awards points for travel at Flight Centre Travel Group is subject to the COMMBANK AWARDS PROGRAM TERMS AND CONDITIONS as well as booking agency online and retail booking terms and conditions. Flight Centre Travel Group (ABN 25 003 377 188) trading as Flight Centre & Travel Associates. Redemption of Awards points using your credit card via Apple Pay is unavailable in-store at Flight Centre stores Australia-wide and for Flight Centre online via the Awards website. Customers must present their Awards credit card to pay with points at Flight Centre.
4 Please allow 10 working days to receive physical Gift Cards and allow 1 hour for delivery of digital Gift Cards.
5 Velocity Frequent Flyer: Awards points must be redeemed in increments of 2 in order to convert to whole Velocity Points. Velocity Points will appear on member's accounts within 5 business days. Please note that points can only be transferred to a Velocity Account in the same name as the primary cardholder of the CommBank Awards account. Once Awards points have been redeemed for Velocity Points, they are governed by the Velocity membership Terms and conditions and cannot be reversed.
You must be a Qantas Frequent Flyer member and opted-in to Qantas Frequent Flyer Direct to earn Qantas Points. There is an opt-in fee per year for each card you opt-in, see current fee in the terms and conditions here. Once CommBank Awards points have been transferred to Qantas Points, they will be governed by the terms and conditions of the Qantas Frequent Flyer program and cannot be converted back to CommBank Awards points or redeemed under the CommBank Awards program.
If your card type is an Awards card, you will no longer be able to opt your card in to Qantas Frequent Flyer Direct. Existing Awards cardholders who have already opted-in to Qantas Frequent Flyer Direct prior to 25 August 2023, can remain opted-in at $60 per card, per year (this will increase to $90 per year effective 3 February 2025).
Global Frequent Traveller Program: You need to be a member of the relevant frequent traveller program to redeem CommBank Awards points for frequent traveller points or miles through Ascenda. Fees may apply. Awards points must be redeemed in increments that convert to whole Frequent Traveller point values. All transfers are final and cannot be reversed or refunded. The redemption of frequent traveller points or miles and membership of the frequent traveller programs offered by Ascenda's frequent traveller partners is subject to the terms and conditions of the relevant frequent traveller program. Transfer of points to frequent traveller programs are subject to additional partner terms and conditions which can be found in CommBank Awards - Third Party Terms and Conditions.
6 Merchandise will take up to 10 working days for delivery. Log on to the Awards site via NetBank for full terms and conditions. Items displayed are for illustrative purposes only. Please log on for the latest Awards items available.
7 The Bank does not receive any additional deductions as a result of payments to charities under the Program. Please obtain your own tax advice as to whether you are eligible to claim any tax deduction if you redeem your points for a charity donation.